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Healthcare Industry News > How To Find The Best Deal On Health Insurance How To Find The Best Deal On Health InsuranceWith the number of employers offering health insurance benefits decreasing annually and with 16% of the United States population already uninsured, the need for identifying affordable health insurance has become increasingly important. In 2004, average health insurance premiums cost just over $2,200 for individuals and just under $4,500 for a family of three. That means people earning around the median income in the U. S. - $38,000 after taxes - were paying 6 to 12% for their health insurance premiums. Those figures do not include deductibles, co-payments, or co-insurance.To locate the best deal on health insurance in your state, you first need to know your state's rules about health insurance. These vary from state to state and include rules about pre-existing conditions, ineligibility, and high risk pools. You'll also want to look at your individual health insurance options. Some web sites can help you compare quotes from a number of different insurance providers. Determining what you can afford before you begin looking at choices is a good idea. |
 
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