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Health Insurance Guide > How are the funds in HSA used? How are the funds in HSA used?The HSA account comes with a checkbook or a debit card that you use in order to fulfill a payment. There is no need to get approval from the administrator of the HSA when you use these funds nor is there a requirement to submit receipts to the HSA Administrator. Save those receipts for reference. And remember that you must have established the HSA prior to having any medical expenses or those costs will not be covered.
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