Success Stories From Real People
"I've learned more in 45 minutes talking with a VitalOne agent about individual health insurance policies than I did searching the internet for three weeks. Although I was asked to purchase a health insurance policy I didn't feel pressured to buy right then, it was my choice."
"I never had problems with health insurance, not even my own policy while as an extended graduate study student in Minnesota. I moved to Nevada and couldn't get an individual policy or have someone explain to me why I couldn't get a plan. A VitalOne Health agent finally explained Minnesota is a non-rider state and I have conditions." "I thought I was speaking to Golden Rule directly; the agent was very knowledgeable and knew the differences between each plan. I later found out he is a licensed health insurance agent for Vital One insurance and he represents multiple plans. It was pleasant to speak to someone who knows all the plan benefits." "Preexisting conditions can exist and you not know they are there. I learned its better to tell the health insurance carrier about all my health conditions. A VitalOne agent was able to finally get me an individual policy even after being denied by another carrier." "I haven't had a health insurance policy in years mainly because I felt I was lied to by an agent. There would be less uninsured people in the United States if they would speak to an agent at VitalOne. I was able to make a very easy educated decision." "A preexisting condition almost kept me from getting an individual health insurance policy. One major health insurance carrier turned me down. I spent a little more money but I got coverage through Assurant Health Company from a VitalOne agent." "Whatever you do don't stop the training process for your health insurance agents. Vital one agents are not only knowledgeable about each health insurance company they represent they are also courteous. That is rare in the sales field today." "I know I was stuck on buying a cheap health insurance plan and I really did want to spend $60 per month for coverage. But the VitalOne agent took the time and explained to me how health insurance works. It makes sense now and I didn't mind spending the correct amount of money." "Which company is the best company for me; Golden rule, Humana, or Assurant? I wanted to know, what I found out from the Vital OneHealth Insurance agent was; my health would dictate what company best fit my needs not how much money I wanted to spend. The agent did tell me he would help me spend as much money as I wanted!"
"After speaking with about 7 health insurance agents in two days I started my conversation with my agent at Vital One with, "don't pressure me to buy a health insurance policy from you today." He made me laugh and let me vent and I bought a policy from him. All he said was he wouldn't pressure me to buy as long as I wouldn't pressure him to sell!"
"Your VitalOne health insurance agent was the only agent I spoke to that actually called the insurance carrier to see if they would offer me a policy. All the other sales people said; most likely, probably maybe, almost always, it was refreshing to get real answer instead of the "mumbo jumbo" you get from "almost always" everyone!" "I didn't feel like a second rate individual when I spoke to the Vital One professional licensed health insurance agent. Everyone else after finding out I'm obese treated me poorly. I wasn't told I weighed too much for my height, but that I was too short for my weight. It made me feel good." "COBRA and HIPAA are confusing, not anymore. A VitalOne health insurance agent I spoke with took the time to explain how they work and more importantly, how they would affect me or not. Now I won't have to worry about getting a bite or saying a cheer at a Greek function!" "Although I didn't buy a health insurance policy from VitalOnehealth.com, I talked to them about my COBRA coverage, Thank You! I was able to cancel that discount plan I bought (well I lost my deposit) and keep my current COBRA plan. Finally someone I can put in my personal phone book to help with my family's health insurance needs." "I'm having a baby, once I say that everyone said the same thing, you can't get insurance until after the baby is born. I was also told my husband wasn't insurable (can't figure that one out). I thought even my 2 and 4 year old couldn't get a health insurance policy. An insurance agent at VitalOneHealth.com said yes and that's all I wanted anyway. Thanks for listening." "Diamonds are girls best friend, this girl's best friend is VitalOne who saved us enough money to allow my husband to make payments on the diamonds I want! We bought two plans from Golden Rule, one for the kids and one for the adults. Savings are near $150 per month, why didn't anyone else think of it?" "I usually procrastinate so much it's a miracle I have health insurance now. I talked to a representative who was was persistent, not annoying, just professional. We got copies of the bill from my son's minor tricycle accident, a broken arm ($4500). If we hadn't taken the Assurant policy when we did with the optional accident injury coverage, another $4500 we don't have." "There are a lot of young health insurance agents on the internet today. Although the agent was young he was helpful and knowledgeable. He actually knew what a cafeteria plan was and whether a HSA was similar with the "use it or lose it" rule (pertaining to money set aside to pay claims). As soon as he said only "section 125 plans" where "use it or lose it", I changed to a HSA."
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