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Assurant Health Plans > Assurant Health Plan Options

Assurant Health Plan Options

Deductible
(The annual amount you agree to pay toward covered expenses)

$500, $1,000, $1,500, $2,000, $2,500, $3,000 or $5,000

Coinsurance
(The percentage of covered expenses you agree to pay after the deductible)

20%, 30% or 50%

Coinsurance Out-Of-Pocket Maximum
(The maximum amount you agree to pay before the plan pays 100% of the remaining covered expenses)

$3,000 to $9,500

Lifetime Benefit Maximum
(You choose the total maximum coverage that the plan pays per person)

$2 million to $25 million
(Of covered expenses)

Prescription Drug Benefits – Generic Name

$15 copay (select plans come
with no deductible)

Prescription Drug Benefits – Brand Name

$500 deductible; $25 copay

Preventive Services
Covered (Mammogram, Pap Smears, PSA Screening)

Covered

Office Visits

Covered

Office Visits With Copay Available

$25 or $35 copay

Diagnostic Imaging and Laboratory Services

Covered

Emergence Room / Urgent Care

Covered

Inpatient Hospital

Covered

 

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