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Health Insurance Guide > Am I required to buy if I apply for an insurance plan?Am I required to buy if I apply for an insurance plan?Not at all. When using the site, you are not obligated to buy a health insurance plan. After completing and submitting your application, you are free to cancel it whenever you wish as long as it's during the underwriting process. Once you submit an application, you will likely include your credit card number or bank account information. If you are charged and then denied coverage or cancel your application prior to approval, the insurance organization will issue a refund. Note that a few insurance organizations charge an application fee. Your insurance agent will notify you if this is the case. Application fees are non-refundable.
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